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Your appraisal will be professionally prepared to the highest
standards.
At Sawyer Jewelers, your appraisal will be performed according to
the Uniform Standards of Professional Appraisal Practice.
- Each piece of jewelry will be weighed, measured, and
described in detail.
- Gemstones will be identified, graded, measured, and their
weights calculated.
- Metal content will be determined.
- All diamonds will include a detailed description of their
color, clarity and cutting angles listed.
- The internal characteristics of the stone will be
diagramed upon request.
- Enlarged color photographs are available if needed for
insurance claims, etc. for a small fee.
- Your appraisal will explain the grading systems used.
- The definition of current replacement value or Insurance
replacement value will be included.
Rush, or on-site appraisals are available at an additional fee.
Please feel free to
e-mail Denny or Theresa if you have any questions.
What exactly is an appraisal?
An appraisal is:

- A written statement, independently and impartially prepared
by a qualified appraiser, setting forth an opinion of defined
value of an adequately described property, as of a specific date
supported by the presentation and analysis of relevant market
information.
- An educated, informed objective opinion of value based on a
stated purpose and function.
An appraisal is not:
- A verbal guess of price or cost on the basis of a cursory
examination of an item or a digital photograph of an item.
- The paper that a jeweler may provide to you; it's a
statement of value. Their value.
Are there different types of appraisals? Which kind
do I need?
First, let me say that I would love to take your money but there
are some situations that do not warrant an appraisal. There are 2
basic types of appraisals - Insurance and Fair Market Value (FMV)
- Insurance - Insurance appraisals are used for
insurance purposes, usually to determine the coverage amount on
your jewelry. This purpose of this appraisal is generally
twofold: the value that is given to your pieces is used to set
your premiums, and the description is used in order to replace
the piece if necessary. Because of this, it is very important
that the descriptions be extremely detailed and specific as far
as quality of manufacturing and gemstones.
- Fair Market Value (FMV) - Fair Market Value
appraisals can be used for a variety of purposes, including
liquidation, collateral, divorce settlement, investment,
estate/probate, and charitable contributions. The purpose of the
appraisal determines the market that is used to calculate the
value of your jewelry. The best way to determine which of these
fair market appraisals is right for you, is to tell your
appraiser what you intend to do with the piece, or the reason
why you want to have it appraised.
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